Data Protection Statement

Responsible party:

finletter und Fintech Week GmbH
Versmannstr. 4
20457 Hamburg

You can reach us at info@finletter.de or on Twitter.

Company headquarters: Hamburg
Registered at the Hamburg District Court (Amtsgericht Hamburg) as HRB 127546
Represented by the directors, Caro Beese and Clas Beese

Data protection officer as required by law:

For all your data protection-related questions, we have someone to help you:

Anna-Lea Schröder
c/o finhaven
Versmannstr. 4
20457 Hamburg, Germany
Email: datenschutz@finletter.de

And if you don’t think it’s something we can find a solution to together, you can turn to the Hamburg Commissioner for Data Protection and Freedom of Information: mailbox@datenschutz.hamburg.de.

Overview

0. Preamble
1. Cookies
2. Contact forms
3. Social Buttons
4. Newsletter
5. Google Analytics
6. Comment function
7. Affiliate Program(s)
8. SSL Function
9. VG Wort
10. Disclosure, deletion and deactivation
11. Withdrawal, objection and right to data portability


0. Preamble

Dear finletter readers,

on our website finletter.de we regularly provide you with news from the Fintech industry as well as comments, background reports, an overview of exciting events and much more. In this privacy statement, we explain to you which personal data we use on this page and on our Twitter account @finletter. These are:

  • Inventory data (e.g., names, addresses)
  • Contact data (e.g., e-mail, telephone numbers)
  • Content data (e.g., text input, photographs, videos)
  • usage data (e.g., websites visited, interest in content, access times)
  • Meta/communication data (e.g., device information, IP addresses)

You will also learn what we do with the data. In a nutshell:

  • Provision of the online offer, its functions and contents
  • Answering contact requests and communicating with users
  • safety precautions
  • Reach measurement/Marketing

We try to make it possible for you to use this page and our newsletter services in such a way that you have to disclose as little personal data as possible. If, for example, your name or e-mail address is collected on our pages, this is done on a voluntary basis and for a specific purpose wherever possible. We will not pass this data on to third parties without your express consent. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this data protection declaration.

1. Cookies

When visiting our website, you have certainly noticed the box that appears every now and then. This is an indication that we sometimes use so-called cookies. These are small text files that are stored on your computer by your browser. Don’t worry: Cookies do not damage your computer and do not contain viruses. However, they serve to make our offer more user-friendly, effective and secure and therefore we use them on finletter.de.

Most of the cookies we use are so-called „session cookies“. They are automatically deleted at the end of your visit. Other cookies remain stored on your terminal until you delete them. These cookies enable us to recognize your browser during your next visit.

You can use cookies to gain control yourself: Most browsers are set so that they automatically accept them. But you can change this so that, for example, you are informed when cookies are set or that cookies are only permitted in individual cases. You can also exclude the acceptance of cookies in certain cases or generally and activate the automatic deletion of cookies when you close your browser.

2. Contact forms

You will find several forms on our website: the contact form, a form to send us tips for the newsletter, another to draw our attention to Fintech events, and several for potential advertisers who want to send us their content in this way.

They all have one thing in common: If you send us enquiries using the form, your details from the enquiry form, including the contact details you provided there, will be stored by us for the purpose of processing the enquiry and in the event of follow-up questions. These data will not be passed on without your consent.

If you do not wish us to store this data, you can also contact us in another way: Write to us on Twitter or take a look at the imprint to see which e-mail address is the right one for your request.

3. Social Buttons

We would be delighted if you could share our contributions and thus attract attention to finletter and the Fintech scene. However, we do not want you to do this at the expense of your own data sovereignty and have therefore decided to include an alternative variant of sharing on our site. Instead of the usual share buttons, which would record all your movements when you enter a website, our solution does not connect to the networks as long as you don’t want it. For example, if you click on Facebook’s Share button, you will be redirected to the Facebook page. From that moment on, your movements will be tracked in the usual Facebook manner.

4. Newsletter

If you visit finletter.de, you probably already know our weekly Fintech newsletter. You will only receive it by e-mail if you expressly request it. And best of all: We only need your e-mail address. By giving us your e-mail address and subscribing to the newsletter, you agree to the procedure described in the following paragraphs.

4.1 Double-Opt-In and logging

Registration for the finletter takes place using the double opt-in procedure, i.e. after your registration on our website you will receive another e-mail asking you to confirm your registration. In this way, we ensure that no one registers with us on your behalf without your permission.

The registrations for the newsletter are logged in order to be able to prove the registration process according to the legal requirements. This includes the storage of the registration and confirmation time, as well as the IP address. Likewise the changes of your data stored with Mailchimp are logged.

4.2 Use of the Mailchimp dispatch service provider

The finletter und Fintech Week GmbH uses the program Mailchimp, operated by the US company Rocket Science Group, LLC, 675 Ponce De Leon Ave NE #5000, Atlanta, GA 30308, USA, for the dispatch. Your e-mail address and other data provided during registration will be stored on Mailchimp’s servers in the USA. Mailchimp uses this information to send and evaluate newsletters on our behalf and, according to its own information, also uses this data to optimise or improve its own services. However, you will only receive e-mails from us, Mailchimp does not write to you according to its own information and does not pass your data on to third parties.

We have opted for this newsletter system on the basis of justified interests in accordance with Art. 6 Para. 1 lit. f DSGVO, specifically: because it is user-friendly and helps us to create the best possible product. We trust in the reliability and IT and data security of Mailchimp: Mailchimp is certified under the US-EU data protection agreement „Privacy Shield“ and thus undertakes to comply with EU data protection requirements. In addition, we have concluded a „Data Processing Agreement“ with Mailchimp in accordance with Art. 28 Para. 3 S. 1 DSGVO. This is a contract in which Mailchimp undertakes to protect the data of our users, to process it on our behalf in accordance with their data protection regulations and, in particular, not to pass it on to third parties. You can view Mailchimp’s privacy policy here.

4.3 Statistical survey and analyses

Surely you have already noticed the category „Most read in the last week“ in the newsletter. We can create this category because we can evaluate this information with the help of Mailchimp. We will briefly explain to you how this works: Our newsletters contain a so-called „web-beacon“, i.e. a file the size of a pixel, which is retrieved from the Mailchimp server when the newsletter is opened. Within the scope of this retrieval, technical information such as information about the browser and your system, as well as your IP address and time of retrieval are first collected. This information is used to technically improve the services on the basis of the technical data or the target groups and their reading behaviour on the basis of their retrieval locations (which can be determined with the help of the IP address) or access times.

The statistical surveys also include determining whether the newsletters are opened, when they are opened and which links are clicked. For technical reasons, this information can be assigned to the individual newsletter recipients. However, it is neither our nor Mailchimp’s aim to observe individual users. The evaluations serve us much more to recognize the reading habits of our users and to adapt our contents to them or to send different contents according to the interests of our users.

4.4 Online access and data management

There are cases where we direct newsletter recipients to Mailchimp’s websites, for example, if you have display problems in your e-mail program, you can follow a link to display the newsletter directly online. In this context, we would like to point out that cookies are used on Mailchimp’s websites and therefore personal data is processed by Mailchimp, its partners and service providers (e.g. Google Analytics). Unfortunately, we have no influence on this data collection. Further information can be found in Mailchimp’s privacy policy. However, you have the possibility to object to the data collection for advertising purposes on the websites aboutads.info/choices and youronlinechoices.com (for the European area).

4.5 Termination/revocation

If you have then subscribed to the finletter, you can revoke your consent to the storage of your e-mail address and its use for sending the newsletter at any time. To do this, you will find a link at the very end of every Friday finletter e-mail that reads: „cancel your subscription“. Your consent to its dispatch via Mailchimp as well as the statistical analyses will thus expire. A separate revocation of the dispatch via Mailchimp or the statistical analysis is unfortunately not possible.

5. Google Analytics

5.1 Google Analytics

This website uses Google Analytics, a web analytics service provided by Google, Inc. („Google“). Google Analytics uses „cookies“, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website will generally be transmitted to and stored by Google on servers in the United States. However, if IP anonymisation is activated on this website, your IP address will be shortened beforehand by Google within member states of the European Union or in other signatory states to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA where it will be shortened. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services relating to website activity and internet usage to the website operator. The IP address transmitted by your browser as part of Google Analytics is not combined with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. In addition, you can prevent Google from collecting the data generated by the cookie and related to your use of the website (including your IP address) and Google from processing this data by downloading and installing the browser plug-in available at the following link (http://tools.google.com/dlpage/gaoptout?hl=de=en).

You can prevent the collection by Google Analytics by clicking on the following link. An opt-out cookie is set to prevent your data from being collected in the future when you visit this website: Disable Google Analytics.

You can find more information on terms of use and data protection on google.com. We would like to point out that on this website Google Analytics was extended by the code „gat._anonymizeIp();“ in order to guarantee an anonymous recording of IP addresses (so-called IP masking).

5.2 Youtube

In articles on this page you will find Youtube videos from time to time. As far as possible, we use the so-called extended data protection mode offered by the company. According to Youtube, this means that a cookie is only set on your computer when you click on the video. If you want to prevent Youtube from gaining access to your personal cookie information, it is best not to click on the embedded videos. And please email us at datenschutz@finletter.de if you notice videos that do not have advanced privacy mode enabled. You can read more about the privacy policy of Youtube, a Google/Alphabet subsidiary, on this page.

6. Comment function

For the comment function on our website, in addition to your comment, information at the time the comment was created, your e-mail address and – if you do not post anonymously – the user name you have chosen are stored permanently unless you object to this use. On the basis of our legitimate interests within the meaning of Art. 6 para. 1 lit. f. DSGVO your IP address will also be stored for seven days so that we cannot be held liable for insults or similar offences that users* leave behind in our comments.

6.1 Spam protection with Antispam Bee

In order to protect ourselves from the flood of spam comments that occurs from time to time, we use the German-Austrian service Antispam Bee. We have consciously chosen this service, even though it offers less good protection against spam according to some experience reports. It is important to us at this point that your data is not collected and stored as is the case with comparable US services. According to Antispam Bee’s wiki, no data is stored to check for spam comments.

If you do not want this data to be stored, we can only recommend that you do not use the comment system. If this is your decision, please send us an e-mail or a tweet instead to get in touch with us and our authors!

6.2 Subscribing to comments

As a user of this website, you can also subscribe to comments after registering. You will receive a confirmation email to verify that you are the owner of the email address you provided. We will then store your IP address and the time of your registration. You can unsubscribe at any time from this function and thus from the data we have stored via a link in the info mails.

6.3 Avatars in the comments

If you leave a comment on our site, WordPress would by default match your email address with the Gravatar service to display any profile picture stored there on our site. Since this runs on US-American servers and would not be DSGVO-compliant as of May 25, 2018, we have decided not to display these images for the time being. With the help of the plug-in „Disable User Gravatar“ this page is prevented from synchronizing your data.

7. Affiliate Program(s)

We participate in the Amazon EU Affiliate Program. This means that we occasionally include advertisements and links to the Amazon.de site with the aim of earning money by reimbursing advertising costs. Cookies are used so that Amazon knows whether you clicked on a partner link and then bought something. As soon as you click on an Amazon link, you will be redirected to the Amazon site. For further information and your rights of objection, please refer directly to Amazon’s privacy policy.

8. SSL function

For reasons of security and to protect the transmission of confidential content, such as requests that you send to us as a site operator, finletter und Fintech Week GmbH uses SSL encryption for this website. You can recognize an encrypted connection by the fact that the address line of the browser changes from http:// to https:// and by the lock symbol in your browser line. If SSL encryption is activated, the data you transmit to us cannot be read by third parties.

9. VG Wort

On some pages and contributions, the WordPress plugin WP Worthy was used to integrate Zählpixel der Verwertungsgesellschaft Wort (VG WORT, Rechtsfähiger Verein kraft Verleihung, Goethestraße 49, 80336 München). VG Wort administers royalties from secondary exploitation rights to language works for authors. In this way, we enable our authors to be (additionally) remunerated for their work, which is important. Background: The distribution of royalties for online texts is linked to certain criteria (e.g. text length, minimum number of visitors per year). This information is measured by the so-called counting pixels of the VG Wort, which are invisible graphics (beacons). In addition, „cookies“ are used in the measurement process and stored on your computer in the form of a text file, see paragraph 1 of the data protection statement.

10. Disclosure, deletion and deactivation

They have the right to revoke consents granted pursuant to Art. 7 para. 3 DSGVO with effect for the future. Pursuant to Art. 21 DSGVO, you may object to the future processing of the data concerning you.

11. Withdrawal, objection and right to data portability

You can obtain information free of charge about your personal data stored with us, its origin and recipient and the purpose of the data processing at any time without giving reasons. You also have the right to have this data corrected, blocked or deleted. You can contact us at any time for this as well as for further questions regarding your personal data at datenschutz@finletter.de.


We have created this data protection declaration with the help of e-recht24.de, datenschutzbeauftragter-info.de and intelligent people in our environment. If you are of the opinion that we have made a mistake or something is missing, please give us a hint! As a matter of principle, we ask our readers to inform themselves regularly about the content of our data protection statement, as changes may occur. Last updated: 2nd October 2019